The busier we get, the more we turn to quick fixes like online shopping, online banking and social media to stay on top of our everyday lives. In 2013, Americans spent more than $262 billion online and approximately 51 percent of U.S. adults were banking online. However, with online theft and fraud becoming more sophisticated, it’s important to take precautions to protect ourselves from identity theft.
Annually, more than 11.5 million Americans fall victim to identity theft, and studies indicate that an average of $4,930 is lost per incident. LegalShield is always on guard to make sure you don’t become one of these statistics. Keep the following tips in mind to help educate yourself on what you can do to keep your personal and financial information secure.
- DON’T SHARE YOUR BIRTHDAY: If all of your Facebook friends can find it with one click, then your birthday probably isn’t as secure as you think. To create a strong, unique password for your financial accounts, make sure you steer away from using easily accessible information like your birthday or family members’ names in your password.
- PRACTICE SAFETY FIRST: If you’re visiting a financial website, make sure you are using secure Internet like your home service and not public Wi-Fi.
- DON’T “CLICK HERE”: If it seems suspicious, it probably is. To ensure every security alert you receive from your financial institution is authentic, check to see if it contains email links or asks you to call phone numbers. If so, cross-check this information with the contact information on your financial institution’s website or visit the website directly to login.
Need more help? Enroll in LegalShield Identity Theft Plan today!